Job Summary
Are you passionate about protecting financial institutions from financial crime? Do you have a sharp investigative mindset and a dedication to upholding regulatory standards? Join our Financial Crime Compliance (FCC) Americas division as an AML Investigator, where your expertise will help safeguard the Bank's reputation while ensuring compliance with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.
About the Role
As an AML Investigator, you will play a critical role in detecting, analyzing, and reporting suspicious activity to regulatory authorities. By conducting thorough investigations and collaborating with team members, you will help mitigate risks and strengthen the Bank's compliance framework. This is an opportunity to make a meaningful impact while working in a dynamic, fast-paced environment committed to upholding the highest standards of financial crime compliance.
Key Responsibilities
Investigations: Analyze leads, including detection scenarios, subpoenas, negative media reports, and other sources, to identify and report suspicious activity.
Regulatory Reporting: Draft and review Suspicious Activity Reports (SARs) and ensure timely filing with relevant authorities.
Risk Mitigation: Provide recommendations to address potentially suspicious findings and support the Bank's forward-looking compliance strategies.
Collaboration: Coordinate with team members and stakeholders to close cases, escalate findings, and implement risk controls.
Regulatory Coordination: Manage requests and responses pursuant to Section 314 of the USA PATRIOT Act.
Governance and Controls: Ensure robust understanding and adherence to the regulatory framework and the Bank's risk and control environment.
Qualifications
- Bachelor's degree in finance, Economics, Economic Crime Investigation, or related field of study, from an accredited institution
- Advanced degrees (JD, MBA, etc.) will be viewed positively
- 3-5 years' experience in a large multinational financial institution, law firm or a global organization.
- 1-3 years AML Compliance or related banking experience and / or experience involving money laundering or complex financial investigations within the financial industry or in the governmental regulatory, intelligence or law enforcement space (international, federal, state and local levels will be considered.
- ACAMS certification strongly preferred but not required.
- Demonstrates an understanding of the key products or services provided by the business / function, and the processes and controls that underpin them.
- Demonstrates an understanding of compliance regulations, knowledge of global procedures and policies, including a core understanding in AML, Sanctions, CDD or Anti Bribery.
- Demonstrates an understanding of the SAR process.
- Proven capability to conduct open-source research and leverage Bank internal data sources to assist in building composite analytical products.
- Has the ability to interpret complex information and determine the research and analysis required to extract facts that can be objectively supported. Has a strong investigative mindset where critical thinking is applied, exemplified by a number of attributes; professional scepticism, a meticulous and consistent approach to research and analytics, and the ability to thoroughly articulate a defence for conclusions reached.
- Clear, concise communication style (written and verbal); demonstrates engaged listening skills; able to maintain composure in a stressed situation.
- Self-motivated - Strong work orientation, works independently, takes accountability for decisions, actions and outcomes
- Collaborative - Actively collaborate within and across teams
- Personal Agility - Agile and receptive to change. Positive and solutions oriented
- Prior law enforcement or regulatory experience will be viewed positively
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 53,954 USD to 80,931 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Visit our careers website www.sc.com/careers
What we offer
In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
- Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible workingoptions based around home and office locations, with flexible working patterns.
- Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.